Options for Paying for College: Loans and Grants to Consider

Paying for college is stressful in any situation, but with economic hard times facing many people, it becomes even more important to look for options that can help you to get your college student through school, or help you to pay for your own schooling costs. Keep in mind, the competition for resources to pay … Continue reading Options for Paying for College: Loans and Grants to Consider

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The Problem of Unpaid Student Loans

Most governments recognize the importance of post-secondary education, not only for the students who work so hard to graduate from college or university, but also for the welfare of the country itself. An educated population is a valuable asset for any nation, as it ensures growth, prosperity, and stability. It is for this reason that … Continue reading The Problem of Unpaid Student Loans

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The Credit Report

A credit report is a record of your debt paying history. This includes your history paying credit cards, mortgage loans, student loans, car loans, department store credit cards, etc. The credit reports are compiled by companies called credit bureaus. The credit bureaus write your report based on information they get from companies that gave you credit in … Continue reading The Credit Report

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5 Reasons Why You May Want to Consolidate Your Credit Card Debt

If you didn’t already know it, we now live in a consumer society driven by easy short-term unsecured debt. Most of this is denoted in the form of credit card debt, with nearly all of us having to-hand more than one credit card on which to call when the kids want those new sports shoes. … Continue reading 5 Reasons Why You May Want to Consolidate Your Credit Card Debt

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Who Should Apply for a Personal High Risk Loan?

The fact of being classified as a high-risk borrower can come as a shock to many people, and, to say the least, the implications of such a designation can be far-reaching for a person’s financial options. Even though the high-risk label usually results from a bad credit rating, it can be assigned for other reasons … Continue reading Who Should Apply for a Personal High Risk Loan?

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