Category: Debt & Credit

Understanding debt and credit is crucial for maintaining good financial health, and seeking help if necessary is important. By following practical tips and advice, and managing debt and building credit through responsible financial practices, individuals can improve their financial standing and achieve their goals.

Simple Financial Resolutions for 2025: Steps to Achieve Your Money Goals

Happy New Year! Learn how to make financial resolutions that last and take charge of your money in 2025. From saving smarter to tackling debt, this guide offers actionable steps to build a strong financial foundation. This guide covers everything you need to know about making financial resolutions that stick for 2025. Learn how to … Continue reading Simple Financial Resolutions for 2025: Steps to Achieve Your Money Goals

Surviving Higher Prices and Interest Rates: What to Do Now

Learn why the Federal Reserve is keeping interest rates higher for longer and how rising prices and inflation impact your loans, savings, and budget. Get clear, actionable advice to navigate borrowing costs and protect your financial future. In today’s update, discover how the Federal Reserve’s decision to keep interest rates high will impact your finances, … Continue reading Surviving Higher Prices and Interest Rates: What to Do Now


What Trump’s New Plans Mean for Student Loan Forgiveness

Learn what Trump’s presidency could mean for student loan forgiveness programs, including the SAVE plan and PSLF. Discover practical ways to adapt to potential changes and protect your financial future. In today’s update, with Donald Trump returning to office, student loan forgiveness programs face major uncertainty. From the potential end of Biden’s SAVE plan to … Continue reading What Trump’s New Plans Mean for Student Loan Forgiveness


How Trump’s NEW Plans Could Impact Your Money: Taxes, Loans, Social Security, & Healthcare

Learn how Trump’s second term might impact your finances, with potential changes to taxes, Social Security, student loans, and healthcare. We’ll cover how these shifts could affect your wallet and provide practical ways to plan ahead for inflation, Medicare, and other financial adjustments. In today’s update, explore how the Trump administration’s second term in 2025, … Continue reading How Trump’s NEW Plans Could Impact Your Money: Taxes, Loans, Social Security, & Healthcare





What To Do With Your Money When Interest Rates Drop | Smart Investment Tips

Learn how to manage your money during times of lower interest rates. This guide covers savings, bonds, real estate, and smart tips and strategies to maximize your financial opportunities. How lower interest rates affect your savings and investments. In this discussion, you’ll learn how to manage your money when interest rates are low, covering key … Continue reading What To Do With Your Money When Interest Rates Drop | Smart Investment Tips


Why $1 Trillion in Interest Payments Matter to You: U.S. Debt Crisis

Learn how the U.S. is spending over $1 trillion on interest payments for the national debt and why it matters to you. This discussion breaks down how interest payments are affecting government spending, taxes, and the economy. Learn why the U.S. national debt has crossed a critical threshold, with federal interest payments exceeding $1 trillion … Continue reading Why $1 Trillion in Interest Payments Matter to You: U.S. Debt Crisis