Paying for college is stressful in any situation, but with economic hard times facing many people, it becomes even more important to look for options that can help you to get your college student through school, or help you to pay for your own schooling costs. Keep in mind, the competition for resources to pay … Continue reading Options for Paying for College: Loans and Grants to Consider
Tag: credit
The Problem of Unpaid Student Loans
Most governments recognize the importance of post-secondary education, not only for the students who work so hard to graduate from college or university, but also for the welfare of the country itself. An educated population is a valuable asset for any nation, as it ensures growth, prosperity, and stability. It is for this reason that … Continue reading The Problem of Unpaid Student Loans
Applying for Student Loans
The cost of college is devastating to most families. According to The College Board for inner state residence to attend a 4 year college, the average tuition has been rising dramatically. Luckily, parents and students can apply for financial assistance or student loans. The only problem is that there are so many different types of … Continue reading Applying for Student Loans
What Zero Percent Financing Really Means
We’ve all seen the ads – 0% interest and zero payments for an entire year! It all sounds so good. You get to buy and have something right now and not have to make a single payment for many, many months. If you have been considering such an offer, hopefully, you have also read the … Continue reading What Zero Percent Financing Really Means
The Fair Credit Reporting Act
Today, Americans borrow more than ever before. The consumer debt mountain stands at literally trillions of dollars. The systems are getting ever more complex and interconnected. Bills are automated and accurate and there is no scope for negotiations. In many cases it can be very difficult to even get in contact with a credit company. … Continue reading The Fair Credit Reporting Act
What’s your Credit Score?
Unless you have the available cash, you will be financing your real estate purchase. That means applying and qualifying for a mortgage loan. In doing so, you will undoubtedly be faced with the realities of your credit score. But what is a credit score and what part does it play in your mortgage loan process? Here are the answers … Continue reading What’s your Credit Score?
Credit Repair: Crafting a Letter For Improved Credit
First face the facts. You missed payments or made late payments to the credit card company. You need a loan now or will want one in the future but your credit report doesn’t show that you are the best risk for a potential lender. So what to do? You could try to bury your head … Continue reading Credit Repair: Crafting a Letter For Improved Credit
Six Steps to Fixing Errors on your Credit Report
If you’ve recently applied for credit or a loan and have been denied, do you know why? It might be worth taking a look at your credit report to see just what potential lenders are going to find on your report. In fact, you are entitled to a free credit report within 60 days if … Continue reading Six Steps to Fixing Errors on your Credit Report
Credit Reporting Agencies
Anyone applying for a credit card, car loan or mortgage knows that you are required to give a great deal of personal information including your name, address, and even your Social Security number. This information is not just for the lender, but is passed along to the credit reporting agencies so that they can let … Continue reading Credit Reporting Agencies
5 Ways to Repair your Bad Credit Rating
Whether you’re in debt because you’ve overspent on your credit cards, or because you’ve taken out too many loans to fund your consumer spending lifestyle, the time has now come to accept the cold harsh reality of what you’ve done: you’ve spent more than you’ve earned! But, don’t beat yourself up over this too much, … Continue reading 5 Ways to Repair your Bad Credit Rating
