A mutual fund is a group of people pooling money together to buy a range of stocks and the money is administered by a manager. Depending on the type of fund, the gains received will likely be moderate but consistent. In addition, using mutual funds to diversify your portfolio will help you spread your risk. … Continue reading Understanding Mutual Funds
Are you new to investing? Then it is important that you know and understand the basic types of investments that are available to you. The following financial instruments are the investment options generally available to you in the investments marketplace. Savings Accounts Savings accounts are a safe haven to store your emergency funds. They provide easy … Continue reading Basic Types of Investments — Financial Instruments you should Know
An objective of ours is to help you learn how to find financial success. However, there is more to doing that than just crunching numbers and making investments. The main reasons most people do not achieve financial success is because they fail to apply fundamental lessons that apply on a much wider basis than finance alone. This section … Continue reading Saving Money and Accumulating Wealth: Fundamental Principles of Wealth and Resource Management
Just as Social Security is in the process of change, so too are most corporate benefit plans. There was a time when the average “company man” could depend on his or her employer to fund his retirement in an adequate and dependable basis. Unfortunately, this time has passed. The first step toward the change was with the … Continue reading Company Retirement Plans: 401K and Pension Plans
“Know thyself” was a phrase placed over the oracle of Delphi in ancient Greece. It is a phrase that is just as relevant and insightful when designing your investment strategy. The more you know then the better you will be able to design a strategy that fits your unique needs. We will be covering certain factors you must … Continue reading Knowing your Situation: A Personal Investment Strategy
If you’re looking to start investing in stocks but want to expand your knowledge, increase your buying power and gain new friends then an investment club could be just the right avenue to get you started on the right track to your investing future. Here is an introduction to investment clubs. What is an Investment … Continue reading Benefits Beyond Money: The Value of Investment Clubs
There are various ways to value a stock, such as checking its earnings, its dividend or its price to earnings ratio. By using these measurements you may estimate how a stock should be priced. If you find a stock whose measurements indicate its price should be higher, you may have found a ‘cheap’ stock, then … Continue reading What is Value Investing?
In stock trading and investing there are bulls and bears. It sounds dangerous but it isn’t. You often hear of the market being bullish or bearish. So what is the definition of a bull market and what is a bear market? A Bull Market This is when the market is showing confidence. Indicators of confidence … Continue reading What is a Bull and a Bear Market?
Are you learning about investing? Then it is important that you learn and understand some basic investment terminology. Here is a list of some basic investing terms you should know, along with their definition: ASK The lowest price a seller is willing to accept when selling a security (stock). BEAR An investor who believes the market … Continue reading Basic Investing Terms You Should Know
“I don’t have enough money to invest in the stock market.” It’s a common complaint, but also a major fallacy. Although some would have you believe it to be true, you don’t have to be rich to play the stock market. It’s possible to start out with a very small stake, and build it over … Continue reading Investing in the Stock Market: How much do you Need to Start?