The misconception with traveling is that you need to have a million dollar bank account in order to do any traveling at all. This could not be further from the truth. Even those people who have very little money in the bank can travel and experience everything they have ever wanted to, as long as … Continue reading Traveling on a Budget
Automobile leasing has become very popular as a way to get a new car with little down and lower monthly payments than you would have were you to finance the automobile outright. The biggest difference is that when you buy a car outright and finance it, at the end of the finance term, you own … Continue reading Understanding Automobile Leases
Your personal bank verse car dealer financial institutions—which is the best approach when obtaining a loan for the purchase of a new vehicle? Auto dealers are positioned to be a one-stop shop, from search of the vehicle to securing a loan to handing you the keys as you drive off the lot. As easy as … Continue reading Saving Money while Obtaining a New Auto Loan
What to do With ‘Ole Bessie? Trading in an automobile can be a very emotional experience, particularly if you have had “‘Ole Bessie” for awhile. Owners often place sentimental value on their vehicle that is higher than the vehicle is actually worth, which makes it difficult when it comes to trading it in for a … Continue reading What to do with ‘Ole Bessie – Trading in your Car
We’ve all seen them — small auto dealers based in an old house with 10-12 cars and trucks sitting in their lot or on the front lawn. While the “smart” buyer may drive past these lots without a second glance, you may be surprised at what treasures you could find in purchasing a vehicle from … Continue reading Larger not always Better when Choosing an Auto Dealer
You’ve negotiated all that you need to negotiate. The purchase price is right. The trade has been successfully negotiated. All that is left is the loan document itself. Read and sign, and you’re on your way, with keys in hand and the salesperson and finance person beaming as you drive away in your new vehicle. … Continue reading Reading Between the Lines — What Auto Loan Documents Really Say
That car looks great sitting on the lot. You’ve driven by it several times, and you are certain it is calling your name. Is it really a good, dependable car to own? Or is it a lemon that you should avoid? Here are some tips to ensure that your dream car will last much longer … Continue reading How to Avoid Buying the Wrong Used Car
Qualified Tuition Programs (QTPs), officially referred to as a “529 plan,” is an excellent way to save for your children’s college. This state-sponsored plan, available in every state, lets you, grandparents, relatives, or anybody else contribute at any time. The interest is all tax-free, and when the student draws out money for college, it is … Continue reading 529 College Savings Plans
If the cost of higher education is keeping you out of school, then you may be thinking that it’s impossible to earn that desired degree. But before you give up hope, here are some strategies which might open some funds, and some new doors to the college or university of your choice: Skip over classes … Continue reading Tips for Dealing with the Costs of Higher Education
People are living to be older than they did even just a few generations ago. As a result, they either need to work longer or save more so they can enjoy a carefree and active retirement. Unless you can count on a large inheritance, you will need to find some way to supplement your Social … Continue reading Investing for Retirement
How do you start investing money? The key to investing is savings. An effective savings strategy coupled with a smart investing strategy will help you to meet your financial goals. Every dollar saved now helps you to control your current consumption by which the size of the income that you think will be required for retirement … Continue reading Investing Begins with Savings
Keeping a budget is not enough. Life always hands us surprises and we often end up with expenses we did not plan for. Because of this there should be another aspect of your financial picture. That other aspect is called emergency money. Emergency Money Emergency money is money that you put away not as an investment and not … Continue reading Emergency Money
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