LABUBU TOY HYPE: Why People Are Paying Hundreds

Labubu is the latest collectible toy craze—and it’s causing people to spend hundreds. Find out why it’s so popular, what makes them rare, and how to avoid fakes.

Learn what Labubu is, why it’s become one of the most popular toy collectibles, and how people are paying hundreds of dollars for it. This covers how the Labubu craze started, what a blind box is, why people value these toys, and how scammers are tricking buyers with fake versions called “Lafufus.” You’ll understand how to tell a real Labubu from a fake, how much they actually cost, where people are buying them, and why they’re selling out so fast. This guide is made for people who want to understand what’s behind the hype, especially older adults or anyone shopping for kids or grandkids. Whether you’re thinking of buying one or just want to know what this trend is all about, you’ll walk away with key tips and red flags to look out for.

LABUBU TOY HYPE: Why People Are Paying Hundreds

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Economy & Politics, Lifestyle & Culture, Saving Money
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How Much Will Social Security Go Up? New COLA Estimate & What it Means

Learn why the 2026 Social Security benefits increase might not be enough and what’s really behind the 2025 COLA estimate. Discover how inflation, data issues, and policy choices affect your monthly check.

In today’s update, learn what the new Social Security increase estimate means for you, how the cost-of-living adjustment (COLA) is calculated, and why it might not match what you’re really spending on groceries, housing, and healthcare. Understand how inflation, CPI-W data, and government cuts affect your benefits, and what you can do if your check isn’t keeping up. This guide covers the 2026 COLA estimate, what drives the number, how it’s impacting retirees, and why many seniors feel the official numbers don’t reflect reality. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. Get clarity on how your benefits are set and what changes could be coming.

How Much Will Social Security Go Up? New COLA Estimate & What it Means

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.
If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Investing and Financial Planning, Retirement
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How Close Are We to Martial Law in America? Trump’s Troop Deployment

Learn how Trump’s new baby savings plan would give newborns $1,000 invested from birth and what that means for families. We’ll cover who qualifies, how the money grows, and why this policy is sparking debate in Washington.

This video explains the Trump Baby Savings Account, a new proposal that would give every U.S. baby born between 2025 and 2029 a $1,000 government-funded investment account tied to the stock market. It breaks down who qualifies, how the money is unlocked over time, and what families can contribute. The plan is part of the larger “Big Beautiful Bill” and has stirred debate over its effectiveness versus other savings tools. You’ll learn about eligibility rules, tax treatment, political hurdles, and how this could impact wealth-building for future generations. Key terms include Trump baby account, $1,000 savings, Senate bill, investment account for kids, long-term growth, and family contributions.

How Close Are We to Martial Law in America? Trump’s Troop Deployment

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Economy & Politics, Investing and Financial Planning
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Trump’s $1,000 Baby Savings Plan Explained

Learn how Trump’s new baby savings plan would give newborns $1,000 invested from birth and what that means for families. We’ll cover who qualifies, how the money grows, and why this policy is sparking debate in Washington.

This video explains the Trump Baby Savings Account, a new proposal that would give every U.S. baby born between 2025 and 2029 a $1,000 government-funded investment account tied to the stock market. It breaks down who qualifies, how the money is unlocked over time, and what families can contribute. The plan is part of the larger “Big Beautiful Bill” and has stirred debate over its effectiveness versus other savings tools. You’ll learn about eligibility rules, tax treatment, political hurdles, and how this could impact wealth-building for future generations. Key terms include Trump baby account, $1,000 savings, Senate bill, investment account for kids, long-term growth, and family contributions.

Trump’s $1,000 Baby Savings Plan Explained

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.
If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Economy & Politics, Investing and Financial Planning, Saving Money
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Big Changes to Social Security For Seniors | New SSA Boss, New Rules

Learn how Social Security is changing in 2025 with AI bots, staffing cuts, and new rules introduced under the Trump administration that could affect your benefits. Learn what DOGE and Frank Bisignano are doing to modernize the SSA and what that means for seniors.

In today’s update, learn about the biggest Social Security changes in 2025, including how AI bots are replacing live agents, what DOGE is doing inside the SSA, how new rules affect overpayment recovery, and why millions may see delays or confusion. Discover what Frank Bisignano’s leadership means for your Social Security benefits, and how digital ID cards, staffing cuts, and data access are reshaping the system. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. This guide breaks down everything you need to know about new SSA policies, privacy concerns, and how to protect your retirement or disability checks. If you rely on Social Security or plan to, this info is critical.

Big Changes to Social Security For Seniors | New SSA Boss, New Rules

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.
If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Economy & Politics, Investing and Financial Planning, Retirement
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What Went Wrong With Jimmy Buffett’s $275M Estate Lawsuit

Learn how the Jimmy Buffett inheritance lawsuit became a public battle between his widow and longtime trustee. Discover the mistakes made and how you can avoid similar conflicts in your own family planning.

In today’s news we cover the real-life inheritance dispute over Jimmy Buffett’s $275 million estate, where his widow sued the trustee over control, mismanagement, and poor communication. Learn how trust breakdowns, lack of clear planning, limited financial reporting, and missing legal safeguards created a public legal fight that could have been avoided. You’ll also discover lessons about estate planning, co-trustee conflicts, documentation, control of legacy assets like Margaritaville, and how even wealthy families struggle when proper structure is missing. Whether you’re planning for the future or helping loved ones do the same, these estate planning lessons apply to everyone.

What Went Wrong With Jimmy Buffett’s $275M Estate Lawsuit

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Financial Planning, Investing and Financial Planning, Law & Legal, Retirement
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Supreme Court Lets Trump’s DOGE Access Your Social Security Info

Learn how the Supreme Court’s decision gave Trump’s DOGE program full access to your Social Security data and what it means for your personal information. Learn why this move, originally backed by Elon Musk, could impact privacy laws, civil liberties, and your rights in the digital age.

In today’s news update, learn what happens now that the Supreme Court has allowed the Department of Government Efficiency (DOGE), a new agency under President Trump, in 2025 to access private Social Security data. This includes sensitive personal information like medical records, employment history, and tax data. Understand how this decision changes privacy expectations, what DOGE was created to do, and why civil rights groups are pushing back. You’ll explore how government efficiency is being weighed against data protection, and what this could mean for your Medicare, Medicaid, and VA data too. This issue affects all Americans and raises new questions about your rights, privacy, and the balance of power in 2025.

Supreme Court Lets Trump’s DOGE Access Your Social Security Info

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Economy & Politics, Investing and Financial Planning, Law & Legal, Retirement, Uncategorized
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Why Silver Prices Are Going Up, and Why it Matters

Learn how silver quietly surged past $36, hitting its highest price in over a decade in 2025. Discover the surprising reasons behind its rise, from industrial demand to shifting economic policy.

In today’s news update, Learn why silver prices just hit a 13-year high and what that means for inflation, investing, industrial demand, and clean energy. You’ll understand the real reasons behind silver’s 2025 surge, including global supply shortages, shifting gold-silver ratios, and the impact of solar panels, electric vehicles, and electronics on silver demand. This also explains how U.S. policies, tariffs, and global trade shape silver’s price. Whether you’re curious about investing, worried about inflation, or just want to understand how silver connects to your daily life, this gives you key insights without the confusing financial jargon.

Why Silver Prices Are Going Up, and Why it Matters

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Economy & Politics, Finance, Financial Planning, Investing and Financial Planning, Retirement
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The $4 Trillion Fight Over Trump’s Big Beautiful Bill

Learn why Elon Musk and Rand Paul are breaking from Trump over his new $4 trillion bill. Understand what’s really in the Big Beautiful Bill—and how it could affect your taxes, debt, and retirement.

This episode covers the political drama surrounding Trump’s “Big Beautiful Bill,” a massive $4 trillion spending and tax plan facing harsh criticism from Elon Musk and Senator Rand Paul. You’ll learn why key Republicans are turning against Trump, what this bill means for Social Security, taxes on tips, the national debt, and the debt ceiling. The discussion covers how interest payments could consume future budgets, how the Congressional Budget Office scores the bill, and the bigger risks of default. You’ll also explore GOP infighting, Musk’s warnings, and the long-term impact of rushed legislation on your retirement, medical care, and everyday costs.

The $4 Trillion Fight Over Trump’s Big Beautiful Bill

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Economy & Politics, Investing and Financial Planning
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Trump Wants Rate Cuts After Weak Jobs Report – Is Stimulus Coming?

Learn how slowing job growth and pressure from President Trump on Fed Chair Jerome Powell could lead to stimulus, interest rate cuts, or even stimulus checks in 2025. Understand how these economic changes might affect your money, bills, and savings.

In today’s update, learn what weak job reports, rising pressure on the Federal Reserve, and President Trump’s demand for lower interest rates could mean for stimulus, interest rates, and the broader economy. This covers slowing job growth, wage trends, Fed policies, economic slowdown signals, and potential forms of government stimulus or support. Understand how interest rate changes affect your money, why markets are reacting, and what political pressure could mean for future economic decisions. Ideal for anyone looking to understand where the economy might be heading, what the Fed could do next, and how stimulus plays into it all.

Trump Wants Rate Cuts After Weak Jobs Report – Is Stimulus Coming?

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.
If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Economics, Economy & Politics, Finance, Investing and Financial Planning
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GOOD NEWS: Trump Reverses Plan to Cut Social Security Checks & Benefits

Learn why the Trump administration reversed a policy that could have garnished Social Security checks and benefits for thousands of older Americans in 2025. Understand what triggered the pause, who is still at risk, and what you should do next to protect your benefits.

In today’s update, we explain how a last-minute decision by the Trump administration stopped a major Social Security change that could have reduced monthly checks for many seniors. You’ll learn how Social Security benefits were nearly garnished, why older Americans were most at risk, and what the paused policy means going forward. It covers how the collection process works, why the change was reversed, and what steps you should take to protect your income. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. Key themes include Social Security protection, fixed income struggles, retirement policy, benefit garnishment, and government debt collection plans in 2025.

GOOD NEWS: Trump Reverses Plan to Cut Social Security Checks & Benefits

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.
If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Debt & Credit, Economy & Politics, Investing and Financial Planning, Retirement
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Trump’s Social Security Cuts Hit in June – Are You Affected?

Learn how Trump’s June 2025 policy changes are reducing Social Security checks through student loan offsets and overpayment clawbacks. Discover what’s happening, why it matters, and how to protect your benefits. UPDATE: The Department of Education has paused plans to garnish Social Security benefits from defaulted student loan borrowers, delaying the resumed collections until sometime later this summer, while the Trump administration explores repayment options for affected seniors.

This breakdown covers the June 2025 Social Security cuts announced under President Trump’s new rules. It explains how student loan garnishments and overpayment clawbacks could shrink monthly checks by 15% or even up to 50%. You’ll learn how the Treasury Offset Program works, how older Americans are being affected, and what steps you can take to respond. Whether you receive Social Security, know someone who does, or want to understand how new federal policies could impact retirement benefits, this covers all the key topics in plain language.

Trump’s Social Security Cuts Hit in June – Are You Affected?

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.
If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Investing and Financial Planning, Retirement
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