Money Instructor – Page 3 – Articles and Informational Resources: Money, Personal Finance, Business, Careers, Lifestyle

When Rent Is Too High, This Is What Happens to Families

Learn why so many Americans are being forced into RVs as housing prices and rents continue to rise. Learn about the challenges, hidden costs, and resilience of families turning RVs into their only affordable option.

In today’s update, rising housing costs are pushing Americans into RV living as an alternative to traditional homes. You will learn about the housing crisis, skyrocketing rents, and why families, retirees, veterans, and workers are being forced onto wheels. This covers the challenges of RV life, including hidden costs, repairs, fuel, and park fees, along with how RVs lose value compared to homes. It also explains government responses, affordability issues, and the resilience of families adapting to survive. The themes include housing market struggles, cost of living, affordable housing shortages, and the realities of turning RVs into permanent homes.

When Rent Is Too High, This Is What Happens to Families

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

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Economy & Politics, Investing and Financial Planning, Retirement
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SNAP Rules October 2025 — Food Stamps Changes Explained in 4 Minutes

Learn what’s changing with SNAP in October 2025, including benefit amounts, income and asset limits, and work requirements. Learn how new rules and state restrictions could impact food stamps and what you can do to prepare.

Millions of Americans on SNAP, also known as food stamps, face new rules starting in October 2025. In this update, you will learn what’s changing with SNAP benefit amounts, income limits, and asset limits, and why these adjustments happen every year. We’ll cover what “countable assets” really mean, how deductions can help increase benefits, and why stricter work requirements for able-bodied adults without dependents (ABAWDs) may cause some people to lose food assistance. You’ll also find out how states are adding restrictions on what can be purchased with SNAP, including limits on junk food, and what steps you can take to prepare. This guide helps seniors, families, and individuals understand the latest food stamps changes and what they mean for eligibility, payments, and coverage.

SNAP Rules October 2025 — Food Stamps Changes Explained in 4 Minutes

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Economy & Politics
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Social Security Checks: October 2025 Payment Schedule UPDATE

Learn the October 2025 Social Security payment dates, the new changes to benefit delivery, and what’s ahead for retirees, SSI, and SSDI recipients. Learn about overpayment rules, tax deductions, COLA projections, and the future of Social Security under current policy debates.

In today’s update, learn the full Social Security payment schedule for October 2025 including exact SSI and retirement deposit dates, plus new rules as paper checks end and payments move to direct deposit or Direct Express. Understand how overpayments are collected, what changes the Trump administration is proposing, and what the trustees report says about future trust fund solvency. See how the repeal of WEP and GPO affects public workers, how seniors can use the new $6,000 tax deduction, and what to expect from the 2026 COLA adjustment. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. Get updates on the retirement age debate, SSI double payment in October, and why staying informed about Social Security changes is so important for retirees, SSI recipients, SSDI beneficiaries, survivors, and spousal benefits.

Social Security Checks: October 2025 Payment Schedule UPDATE

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Investing and Financial Planning, Retirement
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Final Deadline: IRS, SSA, and VA Stop Sending Paper Checks

Learn how the October 1 paper checks deadline impacts Social Security, IRS refunds, veterans’ benefits, and more. Learn what the switch to electronic payments means for you, who is most affected, and what steps to take now to avoid delays.

In today’s update learn about the October 1 2025 paper checks deadline and what it means for Social Security benefits, IRS tax refunds, veterans’ payments, military retirement pay, and government contractors. This guide explains why paper checks are ending, what the new electronic payment systems are, how exceptions and waivers work, and who is most affected by the transition. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. Understand the risks of fraud, the impact on older adults and rural residents, and the reasons behind this government modernization.

Final Deadline: IRS, SSA, and VA Stop Sending Paper Checks

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Investing and Financial Planning, Retirement, Taxes
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What the Fed Rate Cut Means for Your Money

Learn how the Fed’s recent rate cut affects your money, from mortgages and credit cards to savings and emergency funds. Understand the hidden impact on your finances and how to stay prepared in a changing economy.

Today’s update covers the Federal Reserve rate cut, how lower interest rates affect your money, and what it means for mortgages, credit cards, savings accounts, and refinancing. Learn how the Fed’s decision impacts borrowing, debt, and everyday finances, why savings yields are dropping, and why building an emergency fund is more important than ever. It also explores political pressure on the Fed, inflation, unemployment, and investment strategies in a lower-rate world, including dividend stocks and financial funds. You’ll discover why rate cuts are more of a signal than a solution, and how to prepare your wallet for changes in the economy and future financial challenges.

What the Fed Rate Cut Means for Your Money

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Debt & Credit, Economics, Finance, Investing and Financial Planning, Saving Money
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IMPORTANT Medicare Letter 2026 Deadline: Sept 30

Learn what the 2026 Medicare ANOC letter means, why it’s critical to open by September 30, and what steps you should take before open enrollment. Get key tips on saving money, checking coverage, and avoiding costly surprises.

This covers the 2026 Medicare Annual Notice of Change (ANOC) letter, deadlines, and what seniors must know before September 30. Learn how Medicare Advantage and Part D plans may change for 2026, including higher premiums, deductibles, drug coverage changes, and network reductions. Understand why insurers are cutting benefits, how new federal rules impact drug prices, and what steps you must take before open enrollment. Key points include opening the letter, checking providers, prescriptions, and priorities, plus tips for saving money on deductibles, pharmacies, and supplemental benefits. This also explains special rights if your plan ends.

IMPORTANT Medicare Letter 2026 Deadline: Sept 30

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NEW Social Security Changes Coming October 15th

Learn what Social Security changes are coming October 15, 2025 and how they impact your benefits, Medicare premiums, retirement age, work credits, and earnings tests. Learn how these updates affect your retirement planning and why staying informed is key to protecting your financial future.

Today’s update covers Social Security new changes on October 15, including the 2026 COLA projection, Medicare premium increases, the full retirement age shift to 67, rising wage caps, work credit requirements, and the earnings test rules. Learn how Medicare costs can cut into Social Security raises, why the COLA formula doesn’t match real retiree expenses, and what trust fund insolvency projections mean for future benefits. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. Get clear explanations of how early claiming penalties and delayed retirement credits work, plus what changes in wage limits and work credits mean for workers. This also looks at long-term solvency, retirement planning, and what the administration is doing to modernize Social Security.

NEW Social Security Changes Coming October 15th

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Health Insurance, Insurance, Investing and Financial Planning, Retirement
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Watch For This Insurance Letter: Health Premiums Rising in 2026

Learn why health insurance costs are climbing and what letters from insurers are revealing about rising premiums across the country. Learn how employer plans, ACA subsidies, Medicare, drug prices, and political fights could affect your coverage and your wallet.

In today’s update, health insurance costs are going up, and this guide explains the key reasons behind the rise. Learn about employer health plan premium hikes, Affordable Care Act subsidies set to expire, inflation’s role in driving medical costs, and the impact of new prescription drugs like weight loss and diabetes treatments. Understand how proposed tariffs, political battles in Washington, and higher out-of-pocket costs are affecting families, workers, and rural hospitals. This breakdown covers what you should know about the real causes of premium increases, what employers and policymakers are doing, and what options you may have to better manage rising insurance costs.

Watch For This Insurance Letter: Health Premiums Rising in 2026

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Economy & Politics, Financial Planning, Health Insurance, Insurance, Retirement
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Your Bank Is Closing: Here’s What You Need to Know

Learn why banks across America are closing branches and what it means for your money, community, and access to services. Learn how digital banking, regulations, and financial pressures are changing the future of banking and what you can do if your branch closes.

Bank closures are happening faster than many realize, and millions of Americans are already affected. Learn why banks are shutting down branches, how digital banking, rising costs, and regulations all play a role, and what this shift means for communities and everyday people. Explore the growth of banking deserts, the impact on rural and low-income areas, and what options still exist with credit unions and community banks. Understand how new technology, mobile apps, and policy changes are reshaping the future of banking, and what you need to know if your local branch disappears.

Your Bank Is Closing: Here’s What You Need to Know

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Banking, Economy & Politics, Personal Finance
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Social Security COLA Increase Update 2026 Explained

Learn what the estimated 2026 Social Security COLA increase means, why the 2.8% raise may not cover rising costs, and how Medicare and inflation could affect your Social Security check each month. Learn why the formula may need reform and what it means for your retirement security.

In today’s update, learn about the 2026 Social Security increase and the new COLA estimate, what the projected 2.7% to 2.8% raise really means, and how rising Medicare premiums, inflation, and higher living costs may impact your check. Discover how the COLA formula works with CPI-W, why many seniors say it doesn’t match their expenses, and what groups are pushing for CPI-E instead. Understand how these adjustments tie into issues like senior poverty, healthcare costs, and changes to how benefits are delivered. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. Get clear, practical insights on what the 2026 raise means for your financial security, why the increase may not feel like enough, and what steps you can take to protect your retirement income.

Social Security COLA Increase Update 2026 Explained

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Investing and Financial Planning, Retirement
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Is Trump’s Agenda in Crisis? Court Ruling Could Shake Economy

Learn how Trump’s agenda faces new risks as the Supreme Court reviews his tariff powers, with major impacts on the economy, jobs, and inflation. Learn why these legal and economic battles could affect your wallet and what it means for the future of U.S. policy.

In today’s update we cover President Trump’s second-term agenda and the risks it faces from the Supreme Court, tariffs, jobs, and inflation. Learn how Trump’s use of emergency powers for tariffs could be limited by the Court, what happens if tariff refunds are ordered, and how job losses and a fragile labor market are shaping the debate. Explore the effects of manufacturing declines, unemployment challenges for Black workers and recent graduates, and rising costs from tariffs. Understand why markets are unsettled, how inflation and Federal Reserve pressures connect to Trump’s demands, and why public opinion polls show growing concern. Legal groups like Democracy Forward are also filing lawsuits that could change outcomes. This is about tariffs, presidential power, the economy, and the real impact on everyday Americans.

Is Trump’s Agenda in Crisis? Court Ruling Could Shake Economy

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Economy & Politics, Investing and Financial Planning, Taxes
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5 Things Medicare 2026 WON’T Cover — And What You Can Do About It

Learn why the weak jobs report is raising fears about unemployment, wages, and the economy under President Trump. Learn how tariffs, immigration, and artificial intelligence are reshaping jobs and what it means for seniors, workers, and families.

In today’s update the weak U.S. jobs report is fueling new concerns about the economy, unemployment, and President Trump’s economic policies. Slowing job growth, rising unemployment, and losses in manufacturing, construction, and federal jobs are creating uncertainty for seniors, workers, and families. Tariffs, stricter immigration rules, and artificial intelligence are reshaping the labor market, making it harder for young people to find stable work. At the same time, the Federal Reserve faces pressure to cut interest rates as consumer confidence drops and recession fears rise. This update looks at jobs, wages, and how these changes affect everyday Americans. Stay informed about unemployment, jobs data, Social Security, and the broader economic outlook as the Trump economy faces growing challenges.

5 Things Medicare 2026 WON’T Cover — And What You Can Do About It

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Health Insurance, Insurance, Investing and Financial Planning, Retirement
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