tips – Money Instructor

Spaving Explained: Why Spending More Money to Save Can Cost You

Discover the tricks and traps behind spaving and why it might be costing you more. Get practical tips on how to resist these deals and make smarter shopping decisions. A simple guide on smart shopping and money management for beginners. Discover how “spaving”—spending to save—can often lead to spending more than planned. This concept is … Continue reading Spaving Explained: Why Spending More Money to Save Can Cost You

Budgeting, Debt & Credit, Financial Planning, Saving Money
tips
Leave a comment

Credit Cards vs. Debit Cards: Which is Right for You? A Simple Guide for Beginners

Learn about the differences and advantages of credit and debit cards, including tips on choosing the right one for your financial habits and how each can affect your financial health. Dive into the differences and functionalities of credit and debit cards to enhance your financial understanding. This guide highlights how debit cards help manage spending … Continue reading Credit Cards vs. Debit Cards: Which is Right for You? A Simple Guide for Beginners

Budgeting, Debt & Credit, Financial Planning, Investing and Financial Planning, Saving Money
basics, beginner, credit, debt, tips
Leave a comment

Credit Card Debt Relief: Managing Rising Payments and High Interest Rates

Learn effective strategies to manage and reduce high credit card debt in today’s challenging economy. Explore the direct effects of the Federal Reserve’s decisions on your credit card interest rates. Discover how these economic changes impact your monthly payments and find out practical tips for lowering interest rates and managing credit debt more efficiently. Discover … Continue reading Credit Card Debt Relief: Managing Rising Payments and High Interest Rates

Budgeting, Debt & Credit, Financial Planning, Investing and Financial Planning
basics, tips
Leave a comment

Don’t Miss Out! How to Easily Claim Unclaimed Tax Refunds in 2024

Learn how to track down and claim your unclaimed tax refunds in this guide. Discover why refunds go unclaimed and how you can make sure to get every dollar you’re owed. Claim what’s rightfully yours before the deadline and find out about important tax credits that can increase your refund. In this overview, you’ll discover … Continue reading Don’t Miss Out! How to Easily Claim Unclaimed Tax Refunds in 2024

Taxes
tips
Leave a comment

Check Your Wallet! Uncover the Rare 2013 Dollar Bill Error Worth Thousands

Learn how to identify valuable $1 bills from 2013 with misprint errors and unique serial numbers that might be sitting in your wallet and could be worth up to $150,000. Discover the steps to verify their authenticity and potentially turn them into thousands of dollars. In this guide, you’ll discover how to spot rare $1 … Continue reading Check Your Wallet! Uncover the Rare 2013 Dollar Bill Error Worth Thousands

Earning Money, Investing and Financial Planning
tips
Leave a comment

How to Fix Errors on your Tax Return: Filing an Amended Federal Return

Learn how to file an amended tax return, avoid common mistakes, and track your filing status with our guide on Form 1040-X. Tips and steps to avoid penalties and maximize your refunds. In this guide, you’ll learn how to correctly file an amended tax return using Form 1040-X and the importance of doing so within … Continue reading How to Fix Errors on your Tax Return: Filing an Amended Federal Return

Taxes, Uncategorized
tips
Leave a comment

What to Do If You Missed the Tax Filing Deadline: Steps to Take to Avoid Penalties and Interest

Learn how to handle missing the IRS tax filing deadline with effective steps to minimize penalties, useful payment options, and insights into taxpayer rights. If you missed the April tax filing deadline, don’t worry! This guide covers essential steps like how to file late and reduce penalties, payment options including installment plans, and methods for … Continue reading What to Do If You Missed the Tax Filing Deadline: Steps to Take to Avoid Penalties and Interest

Taxes
tips
Leave a comment

Preparing your Budget for Rising Prices Due to the Middle East Conflict

Economic Unrest? Time to budget. With news of a significant military confrontation between Iran and Israel, this kind of geopolitical turmoil could spell higher costs at the pump. Discover how to navigate rising gas prices and manage your budget effectively with practical tips and strategies. Stay informed and prepare to tackle higher living costs with … Continue reading Preparing your Budget for Rising Prices Due to the Middle East Conflict

Budgeting, Financial Planning, Saving Money
advice, saving money, tips
Leave a comment

What to Do If You Can’t File or Pay Your Taxes On Time: Extensions, Payments, and IRS Penalties

Learn about tax extensions, payments, and penalties, and how to manage them effectively, whether you’re a freelancer or traditionally employed. Discover how to avoid costly mistakes and protect your future refunds. Strategies for tax management, particularly if you’re tackling your taxes past the deadline. Grasp the essentials of securing a tax extension with IRS Extension … Continue reading What to Do If You Can’t File or Pay Your Taxes On Time: Extensions, Payments, and IRS Penalties

Taxes
tips
Leave a comment

Do I Still Pay Taxes with a Tax Extension? Avoiding IRS Penalties and Interest

Learn what happens if you don’t pay taxes despite requesting an extension, and understand what filing for a tax extension means for your finances. Discover how to navigate payments and deadlines. Understand how tax extensions work and what they mean for your tax payments. This rundown gives you the scoop on tax payment deadlines, even … Continue reading Do I Still Pay Taxes with a Tax Extension? Avoiding IRS Penalties and Interest

Taxes
tips
Leave a comment

How to Claim Your Cash: Walmart’s $45 Million Settlement

Learn how to claim your share of Walmart’s $45 million settlement, check your eligibility, and understand the claiming process in our latest guide. In this rundown, you’ll get an update and learn crucial details about the 2024 Walmart Settlement from the class-action lawsuit, including how to claim your money. It breaks down retail overcharging for … Continue reading How to Claim Your Cash: Walmart’s $45 Million Settlement

Budgeting, Financial Planning, Saving Money
tips
Leave a comment

Social Security Scam Alert | Protect Your SSI SSDI SS 2024 Benefits and Information

New Social Security Warning. Learn how to identify and protect yourself from the latest Social Security scam targeting retirees, with practical advice and tips on verifying information, preventing, and staying vigilant against fraud. Learn about the new flyer scam at the Social Security Administration (SSA) office. Gain insight into the prevalent issue of Social Security … Continue reading Social Security Scam Alert | Protect Your SSI SSDI SS 2024 Benefits and Information

Financial Planning, Investing and Financial Planning, Personal Finance, Retirement
advice, tips
Leave a comment

Money Instructor® provides comprehensive resources that empower young people and adults with practical knowledge and skills in money management, investing, business, and the economy. Our resources include engaging lesson plans, interactive lessons, worksheets, informative articles, and more.

We aim to support teachers, parents, and individuals in teaching and reinforcing basic math, reading, vocabulary, and other critical skills while also providing essential financial education. Our goal is to help everyone, regardless of their background or financial knowledge, gain the confidence and skills to make informed financial decisions and achieve financial success.

Join