At some point each of us will be approached to sign-up for a credit card. Some of us decide we don’t want to take up the offer, citing that we don’t want to have spiraling uncontrollable credit card debt. Others decide to take up the offer, and that’s exactly what happens – spiraling uncontrollable debt! … Continue reading 5 Ways To Make Sure You Don’t Have Any Credit Card Debt
Author: moneyinstructor
How to Deliver a Successful Training Course
Whether you just received an assignment from your boss to develop a training course, or you are a manager that wants to train your staff on specific skills, you may be wondering how to get started. Not all companies have a training staff. And, while most people have attended a training course at some point, … Continue reading How to Deliver a Successful Training Course
World Economics
The study of world economics (also called international economics) is the study of all of the factors that influence the movement of goods and money around the world, and because it is so intricately tied, the related politics. This includes trade and trade policies, justifications for protection, currency systems and exchange rates, the monetary and … Continue reading World Economics
The Basics of Financial Markets
The term “market” refers to a place or group of places where people can exchange certain goods or services for money. There is, of course, the basic “market” drawn from medieval exchanges wherein buyers and sellers would gather to exchange money for goods. Today, there are all sorts of markets, ranging from the supermarket that … Continue reading The Basics of Financial Markets
Fundamentals of Economics
Economics has been known as the dismal science ever since Thomas Carlyle coined the phrase to summarize T. R. Malthus’ sad predictions in the 19th century: that the fate of humanity’s economic life would be poverty, hardship and even starvation. In most of the developed world today, this prediction has not been borne out, but … Continue reading Fundamentals of Economics
Understanding Basic Business Accounting
If you ever wondered what the whole idea of business accounting was all about (but were afraid to ask) now is the time to learn. Most accounting terminology is complicated and scares off those who are not trained in the field. Acronyms and jargon abound, just like in any field, but the basics are really … Continue reading Understanding Basic Business Accounting
Reading an Annual Report
Publicly traded companies are required by law to publish an annual report to their shareholders. Many companies publish quarterly reports as well. Though there is no government mandated format that an annual report should take or the exact information it should contain, custom has developed some standards, and some professional accounting organizations have required compliance … Continue reading Reading an Annual Report
Understanding Investment Management
Investment management firms manage the portfolios of individuals, partnerships, corporations, corporate and public retirement plans, non-profit entities and endowments. These portfolios can be invested in individual stocks and bonds, mutual funds, outright ownership of property or commodities, foreign exchange and the futures markets. Deciding the mix, scope and concentration of a portfolio under management is … Continue reading Understanding Investment Management
The Income Statement and Investor Information
If you’re an investor, and you are trying to make a determination about the financial health of a business, you would need to read the Financial Statements in order to correctly ascertain this condition. Each year, publicly traded companies are required to publish an annual report; in this report, there are at least three financial … Continue reading The Income Statement and Investor Information
Interview Tips for your First Job Interview
The thoughts of a job interview are enough to turn veteran job hunters to jelly. For a teen or someone similar in age, the thought of interviewing for a job is more frightening than having to tell Dad you lost the car keys—again. Interviewing for a job doesn’t have to be that scary, though. Some … Continue reading Interview Tips for your First Job Interview
