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Why Democrats Are Boycotting Trump’s State of the Union

Learn why some Democratic lawmakers are boycotting President Trump’s State of the Union 2026 and what their protest means for American democracy. Learn how political division, constitutional tradition, and media coverage shape the national conversation during President Donald Trump’s second term. This discussion explores the State of the Union 2026, including Democratic boycotts, protests inside … Continue reading Why Democrats Are Boycotting Trump’s State of the Union

Economy & Politics, Investing and Financial Planning
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Even Cheerios Is Too Expensive Something Bigger Is Happening

Learn why General Mills sales are falling and what it reveals about consumer spending and grocery budgets. Learn simple budgeting strategies to protect your money as food prices rise and shoppers trade down. This covers falling Cheerios sales, General Mills lowering its sales forecast, and what weak consumer spending means for everyday households. You learn … Continue reading Even Cheerios Is Too Expensive Something Bigger Is Happening

Economy & Politics, Investing and Financial Planning, Saving Money
advice, saving money, tips
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2026 Tax Refund Update – 11% Increase, Delays & Payout Schedule

Learn what the latest IRS 2026 tax refund numbers show and why average refunds are higher this year. Learn how refund timing, EITC holds, transcript codes, and IRS review notices could affect when your money arrives. This covers the 2026 tax filing season update, including new IRS statistics, average tax refund increases, and refund timing … Continue reading 2026 Tax Refund Update – 11% Increase, Delays & Payout Schedule

Taxes
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Social Security Tax Surprise This Season What Retirees Need to Know

Learn how retroactive Social Security payments and benefit increases can raise your taxable income with the IRS and even affect Medicare premiums. Learn practical tax planning steps and understand the latest Social Security tax updates so you can avoid surprises this filing season. This update explains how Social Security taxes work when you receive retroactive … Continue reading Social Security Tax Surprise This Season What Retirees Need to Know

Investing and Financial Planning, Retirement, Taxes
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Partial Government Shutdown: Who’s Affected and What It Means for You

Learn how a partial DHS government shutdown affects travel, disaster response, and immigration enforcement. Learn what continues, what slows down, and how federal funding fights impact everyday Americans. This update explains the partial government shutdown focused on the Department of Homeland Security and what it means for you. Learn how a DHS funding lapse affects … Continue reading Partial Government Shutdown: Who’s Affected and What It Means for You

Economy & Politics, Investing and Financial Planning
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IRS Tax Refund Delays 2026 – One Digit Could Freeze Your Refund

Why is my tax refund delayed? Learn how new IRS electronic payment rules in 2026 can delay your 2025 tax refund if your direct deposit information is incorrect. Learn what the CP53E notice means, why paper checks are ending, and how to protect your refund in 2026. This update explains IRS tax refund delays, direct … Continue reading IRS Tax Refund Delays 2026 – One Digit Could Freeze Your Refund

Taxes
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New 130-Page Housing Bill Passed — What It Means for Housing Costs (Explained Simply)

Learn what is inside the new 130-page housing bill passed by Congress and how it could affect housing costs and affordability. Learn how zoning reforms, FHA loan changes, environmental review updates, and housing supply policies may shape the future of home construction. CHAPTERS: 0:00 Intro 0:18 What Just Passed? 0:51 Part 1: Federal Zoning Guidelines … Continue reading New 130-Page Housing Bill Passed — What It Means for Housing Costs (Explained Simply)

Economy & Politics, Investing and Financial Planning, Law & Legal
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Americans Are Paying $1 Trillion in Interest – Why It Matters

Learn how the U.S. national debt and rising interest payments impact the federal budget, inflation, taxes, and long term economic stability. Learn what 1 trillion dollars in interest means for Social Security, Medicare, and your personal financial plan. This update covers the U.S. national debt, rising federal deficits, and why interest payments are now over … Continue reading Americans Are Paying $1 Trillion in Interest – Why It Matters

Debt & Credit, Economics, Economy & Politics, Financial Planning, Investing and Financial Planning, Retirement
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Social Security February 2026 Payments $2,000 Check Update

Learn the February 2026 Social Security payment schedule, including SSI early deposits and birthday-based benefit dates. Learn what’s happening with the proposed 2000 dollar tariff rebate checks and how COLA, Medicare premiums, and earnings limits affect your monthly income. This update covers the February 2026 Social Security payment schedule, including SSI early payments, birthday-based deposit … Continue reading Social Security February 2026 Payments $2,000 Check Update

Investing and Financial Planning, Retirement
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Tax Filing Deadlines 2026, Key Dates You Need to Know for 2025 Returns

Learn the key 2025 tax filing deadlines, IRS extension rules, and refund timelines so you can avoid penalties and late fees. Learn how to file early, track your refund, and stay organized for the 2026 tax season. This guide covers the 2025 tax filing deadline, the April 15, 2026 IRS tax deadline, and how to … Continue reading Tax Filing Deadlines 2026, Key Dates You Need to Know for 2025 Returns

Taxes
tips
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Flu Cases Rising Across the U.S. – What You Need to Know Now

Learn how IRS tax refund timing works in 2026, including refund schedules, processing timelines, and payment delays. Learn what affects refund deposit timing and how to track refund status using official IRS tools. In this update, learn how IRS refund timing works, including the 2026 tax refund schedule, refund processing timelines, and what controls when … Continue reading Flu Cases Rising Across the U.S. – What You Need to Know Now

Health
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Are Prescription Costs Finally Going Down? TrumpRx Explained

Learn how upcoming Social Security changes starting March 7 may affect how you get help, resolve issues, and access services. Learn what stays the same with your check and benefits and what to expect as the system shifts behind the scenes. This update covers major Social Security changes starting March 7, focusing on how the … Continue reading Are Prescription Costs Finally Going Down? TrumpRx Explained

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Money Instructor® provides comprehensive resources that empower young people and adults with practical knowledge and skills in money management, investing, business, and the economy. Our resources include engaging lesson plans, interactive lessons, worksheets, informative articles, and more.

We aim to support teachers, parents, and individuals in teaching and reinforcing basic math, reading, vocabulary, and other critical skills while also providing essential financial education. Our goal is to help everyone, regardless of their background or financial knowledge, gain the confidence and skills to make informed financial decisions and achieve financial success.

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