A credit report is a record of your debt paying history. This includes your history paying credit cards, mortgage loans, student loans, car loans, department store credit cards, etc. The credit reports are compiled by companies called credit bureaus. The credit bureaus write your report based on information they get from companies that gave you credit in … Continue reading The Credit Report
Credit card debt is at an all-time high, and more people than ever are burdened with more debt than they can possibly repay in a reasonable amount of time. While part of this is due to simple overspending, part of it is due to the fact that credit card debt carries some of the highest … Continue reading Finding the Best Credit Card Offer
Credit cards are a great concept but they end up bringing financial ruin to many people because they do not use them properly. Too many people get a credit card and then find that it is maxed out within twelve months. Then for the rest of its existence they end up paying off interest and barely making … Continue reading Using Credit Cards — Advantages and Disadvantages
If you are one of millions of people who have managed to maximize the limit on their credit card and are now living the nightmare of wondering how you can eliminate your credit card debt, worry no more. By simply following our 5-point credit card debt elimination plan, you’ll be able to take back control … Continue reading “Goodbye” to your Credit Card Debt
In the current climate of fast and easily available credit, it pays to know your protections as a credit card holder under federal law. Here is a six point summary of your protections under federal law: Getting a Card Under federal law, a credit card issuer can provide a renewal card or substitute card to … Continue reading Federal Protections for Credit Card Users
If you didn’t already know it, we now live in a consumer society driven by easy short-term unsecured debt. Most of this is denoted in the form of credit card debt, with nearly all of us having to-hand more than one credit card on which to call when the kids want those new sports shoes. … Continue reading 5 Reasons Why You May Want to Consolidate Your Credit Card Debt
Student credit cards can pave the way for a bright financial future. When managed well they provide an opportunity for students to build the credit history they may need upon graduation to rent an apartment or purchase a car. Unfortunately, without care, student credit cards can also pave the way for financial disaster and burdensome … Continue reading Useful Tips when Considering Student Credit Cards
If you are like two-thirds of the population, you have no intention whatsoever of making repayment of your credit card in full at the end of each statement period, then the choice of credit card that you make will likely have a large impact on how you manage your credit card debt. As such, making … Continue reading Picking the Best Credit Card
These days, it is very common for people to max out on their credit cards and other sources of debt. The more you seem to use your credit cards and build debt, the more new credit card offers you receive. As the debt builds, it gets more and more difficult to eliminate. Larger debt means paying higher … Continue reading Reducing your Credit Card Debt
Society has for decades now promoted the notion of “buy now, pay later.” Madison Avenue has also contributed to this feeling of entitlement by letting consumers know though their clever advertising campaigns that each of us deserves the very best and we deserve it right now, even if we can’t quite afford it. Here, you … Continue reading Using Credit Wisely
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