Healthcare costs are rising faster than incomes, and healthcare insurance is also becoming increasingly unaffordable. Census Bureau estimates indicate that 45 million Americans lack health insurance, and the number has been growing steadily every year. There are some options however, and many Americans have found a solution to the rising costs by combining high-deductible insurance … Continue reading Health Savings Accounts (HSA) an Affordable Option
Companies generally identify a period of time each year for Benefits Open Enrollment for their employees. Open Enrollment is a specified window of time for employees to make benefit elections for the coming year. If the Company uses a calendar year for benefits, and most do, the identified time for Open Enrollment is likely to be in … Continue reading Which Employee Health Benefit Plan is Right for Me?
To many of us, the health of our family is of paramount importance. However, if our employers do not already provide us with family health insurance then we need to start to think about how we can provide for the health of our family. In any such consideration the issue of basic family health insurance … Continue reading Types of Family Health Insurance
If you are self-employed, have lost a job due to termination or being laid off, or through a divorce, you are likely to be in the market for health insurance. Current estimates are that there are 45 million people in the United States who do not have health insurance. The reasons that people go without … Continue reading Be your own Best Friend when Buying Health Insurance
The health and well-being of yourself and your family is of the utmost importance, and like most people you probably don’t want to make any compromises or take any chances when it comes to protecting your health or that of your loved ones. Permanent health insurance coverage is an effective way to provide the whole … Continue reading An Overview of Permanent Health Insurance Coverage