NEW Medicare 2026 Handbook: The Big Changes Explained Clearly


Learn how the official Medicare 2026 Handbook’s major changes — from drug caps to plan cuts — will impact your coverage and costs. Get clear guidance on what rights and risks you need to watch for heading into open enrollment.

You’ll learn what the new Medicare 2026 Handbook means: the $2,100 prescription cap, the new payment-plan option, how Medicare Advantage plans are being cut back, and what your rights are if your current plan disappears. You’ll also get clarity on Medigap switching rights, Part D penalties, and why experts say “Marry your Medigap, date your drug plan.” This gives you confidence to review your coverage and make decisions based on what really matters for 2026.

NEW Medicare 2026 Handbook: The Big Changes Explained Clearly

🆓Help finding a Medicare plan is ALWAYS FREE! Call 615-639-1937 for our Medicare partner, Chapter Medicare or click here

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Health, Health Insurance, Insurance, Investing and Financial Planning, Retirement
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