In this video, learn how to use and withdraw money from an ATM. Beginner banking tutorial including safety tips and precautions.

This guide provides a step-by-step process for using an ATM, beginning with finding an ATM, and inserting your debit or credit card correctly. It explains how to enter your four-digit PIN and choose a transaction, such as withdrawing cash or checking your account balance. It also provides instructions on entering the amount, waiting for the ATM to dispense your cash, and taking your card and cash before leaving. Learn the importance of being aware of your surroundings, never sharing your PIN with anyone, and taking your receipt to show how much money you withdrew and how much is still in your account.

How to Use an ATM

How to Use an ATM

Here’s a step-by-step guide on how to use an ATM:

Step 1: Find an ATM
The first step to using an ATM is finding one. Look for an ATM that is in a well-lit, busy area. It’s always best to use an ATM that is attached to a bank, as they tend to be more secure than other locations.

Step 2: Insert your card
Once you’ve found an ATM, insert your debit or credit card into the card slot. Make sure that the magnetic strip is facing downwards and towards the machine. If your card has a chip, insert it into the slot with the chip facing up.

Step 3: Enter your PIN
Once you’ve inserted your card, the ATM will prompt you to enter your PIN. Your PIN is a four-digit number that you chose when you first received your card. Make sure that you enter your PIN correctly, as you’ll be likely be locked out of your account if you enter it incorrectly too many times. To protect your privacy and prevent anyone from seeing your PIN, cover the keypad with your hand or another object while entering the numbers.

Step 4: Choose your transaction
After entering your PIN, the ATM will give you a few different options. You can withdraw cash, check your account balance, or transfer money between accounts, among other choices. Choose the transaction you want to complete by pressing the corresponding button.

Step 5: Enter the amount
If you’re withdrawing cash, you’ll need to enter the amount you wish to withdraw. Make sure you have enough money in your account to cover the withdrawal, as you’ll likely be charged an overdraft fee if you withdraw more than you have. So be sure you have enough money in your account.

Step 6: Wait for your cash
After you’ve entered the amount, the ATM will dispense your cash. Make sure you take your cash and your card before walking away from the machine. Don’t forget your cash and card!

Step 7: Choose another transaction or end the session
If you want to complete another transaction, the ATM will give you the option to choose another transaction. If you’re finished, choose the option to end your session.

Step 8: Take your receipt
After you’ve completed your transaction, the ATM will print you a receipt. It’s a good idea to take the receipt, as it will show you how much money you withdrew and how much money is still in your account.

Using an ATM is easy and convenient. Just remember to always be aware of your surroundings when using an ATM, and never share your PIN with anyone.

Lesson Resource

• How to Use an ATM Lesson – Teaching lesson plan for this lesson.

Website Resource

• Money Instructor – Money Instructor is the leading source for financial education and skills development.