Your personal bank verse car dealer financial institutions—which is the best approach when obtaining a loan for the purchase of a new vehicle? Auto dealers are positioned to be a one-stop shop, from search of the vehicle to securing a loan to handing you the keys as you drive off the lot. As easy as … Continue reading Saving Money while Obtaining a New Auto Loan
Category: Saving Money
Looking for ways to save money and improve your financial situation? Our comprehensive guide on saving money is packed with articles and resources to help you make the most of your finances. From budgeting tips and frugal living ideas to investment strategies and debt management advice, we’ve got all the tools you need to achieve your financial goals.
What to do with ‘Ole Bessie – Trading in your Car
What to do With ‘Ole Bessie? Trading in an automobile can be a very emotional experience, particularly if you have had “‘Ole Bessie” for awhile. Owners often place sentimental value on their vehicle that is higher than the vehicle is actually worth, which makes it difficult when it comes to trading it in for a … Continue reading What to do with ‘Ole Bessie – Trading in your Car
Larger not always Better when Choosing an Auto Dealer
We’ve all seen them — small auto dealers based in an old house with 10-12 cars and trucks sitting in their lot or on the front lawn. While the “smart” buyer may drive past these lots without a second glance, you may be surprised at what treasures you could find in purchasing a vehicle from … Continue reading Larger not always Better when Choosing an Auto Dealer
Reading Between the Lines — What Auto Loan Documents Really Say
You’ve negotiated all that you need to negotiate. The purchase price is right. The trade has been successfully negotiated. All that is left is the loan document itself. Read and sign, and you’re on your way, with keys in hand and the salesperson and finance person beaming as you drive away in your new vehicle. … Continue reading Reading Between the Lines — What Auto Loan Documents Really Say
Obtain a Pre-Approved Car Loan for Ease and Convenience
You will afford yourself a great deal of flexibility and savings by getting pre-approved for a car loan before you shop. Following are but a few of the benefits: Pre-approval puts you in the driver’s seat by eliminating the expense and pressure of dealer financing. You will not have to sacrifice dealer rebates or discounts … Continue reading Obtain a Pre-Approved Car Loan for Ease and Convenience
How to Avoid Buying the Wrong Used Car
That car looks great sitting on the lot. You’ve driven by it several times, and you are certain it is calling your name. Is it really a good, dependable car to own? Or is it a lemon that you should avoid? Here are some tips to ensure that your dream car will last much longer … Continue reading How to Avoid Buying the Wrong Used Car
Where to Start when Financing a New Vehicle
Financing a new automobile, but not sure where to start? There are several important factors to consider when financing a new vehicle, but knowing your credit score is critical to understanding how much it could cost you to finance that new car. Credit Score Credit scoring is a method by which creditors determine whether or … Continue reading Where to Start when Financing a New Vehicle
Be Prepared for Negotiating Car Prices
Auto dealers have a pat repertoire of questions designed to pigeon-hole potential car buyers into long-term finance agreements. Regardless of your previous car buying experience, or whether you are looking to buy new, used, or lease, understanding key questions frequently used by auto dealers, as well as pertinent answers, will strengthen your negotiating power: Questions … Continue reading Be Prepared for Negotiating Car Prices
The Teacher Tax Deduction
Teachers and other educators should save their receipts when buying classroom supplies that are unreimbursed, since they may deduct up to $250 of it on their taxes. This tax break originally expired at the end of 2004, but was recently renewed. Eligible educators include K-12 teachers, instructors, counselors, principals, and aides. In addition, they need to … Continue reading The Teacher Tax Deduction
Beating the High Cost of University Text Books
Most students embarking on a university or college education have saved diligently for several years by working on summer or evening jobs and by putting aside any money that comes their way. Most rely on some assistance from their parents as well, but the financial realities of attending post-secondary courses come as a shock nevertheless, … Continue reading Beating the High Cost of University Text Books
529 College Savings Plans
Qualified Tuition Programs (QTPs), officially referred to as a “529 plan,” is an excellent way to save for your children’s college. This state-sponsored plan, available in every state, lets you, grandparents, relatives, or anybody else contribute at any time. The interest is all tax-free, and when the student draws out money for college, it is … Continue reading 529 College Savings Plans
Tips for Dealing with the Costs of Higher Education
If the cost of higher education is keeping you out of school, then you may be thinking that it’s impossible to earn that desired degree. But before you give up hope, here are some strategies which might open some funds, and some new doors to the college or university of your choice: Skip over classes … Continue reading Tips for Dealing with the Costs of Higher Education
