Category: Debt & Credit

Understanding debt and credit is crucial for maintaining good financial health, and seeking help if necessary is important. By following practical tips and advice, and managing debt and building credit through responsible financial practices, individuals can improve their financial standing and achieve their goals.

What is a Credit Score?

Here we present credit scores explained in an easy to understand way. Understanding your credit score is crucial for managing your finances, whether you’re just starting to build credit or have been doing so for a while. A credit score is a number that represents your creditworthiness to lenders. Lenders use it to determine loan … Continue reading What is a Credit Score?

What is a Credit Card?

A credit card is a card that consumers can use to purchase goods and services. If you have a credit card, you agree to pay the credit card company the full cost of the item purchased as well as any fees or interest if applicable, at a later date. A credit card is essentially a … Continue reading What is a Credit Card?









Life after Bankruptcy

Bankruptcy can be a devastating process for anyone. You may even feel like you have failed in life. The truth is, we are all human and we make mistakes. Credit is like a fragile vase, once you drop it and it cracks, no matter how much you glue it back, somewhere, there will be a … Continue reading Life after Bankruptcy