Automobile leasing has become very popular as a way to get a new car with little down and lower monthly payments than you would have were you to finance the automobile outright. The biggest difference is that when you buy a car outright and finance it, at the end of the finance term, you own … Continue reading Understanding Automobile Leases
Category: Debt & Credit
Understanding debt and credit is crucial for maintaining good financial health, and seeking help if necessary is important. By following practical tips and advice, and managing debt and building credit through responsible financial practices, individuals can improve their financial standing and achieve their goals.
Saving Money while Obtaining a New Auto Loan
Your personal bank verse car dealer financial institutions—which is the best approach when obtaining a loan for the purchase of a new vehicle? Auto dealers are positioned to be a one-stop shop, from search of the vehicle to securing a loan to handing you the keys as you drive off the lot. As easy as … Continue reading Saving Money while Obtaining a New Auto Loan
Reading Between the Lines — What Auto Loan Documents Really Say
You’ve negotiated all that you need to negotiate. The purchase price is right. The trade has been successfully negotiated. All that is left is the loan document itself. Read and sign, and you’re on your way, with keys in hand and the salesperson and finance person beaming as you drive away in your new vehicle. … Continue reading Reading Between the Lines — What Auto Loan Documents Really Say
Obtain a Pre-Approved Car Loan for Ease and Convenience
You will afford yourself a great deal of flexibility and savings by getting pre-approved for a car loan before you shop. Following are but a few of the benefits: Pre-approval puts you in the driver’s seat by eliminating the expense and pressure of dealer financing. You will not have to sacrifice dealer rebates or discounts … Continue reading Obtain a Pre-Approved Car Loan for Ease and Convenience
5 Features to Look for in Your Next Credit Card
Before you apply for your next credit card, it makes sense to stop and look at several cards before investing.
Debt and Credit Management
Debt and Credit Management
