Response to an AdvertisementThis is perhaps the most common type of cover letter, or at least the one most often thought of when hearing the term. A response to an advertisement will include: The company name and address A specific person to whom to address the letter How the candidate heard about the position (where … Continue reading Types of Resume Cover Letters
If you are still using the old newspaper ad search to find your next job, you are overlooking the benefit and ease of using technology and the internet in making your job search not only more successful, but easier. Putting your resume online might put your career into high gear if you know how to … Continue reading Posting your Resume Online & Scanning
If you are trying to find a new job, one of the tools you will use is a resume for highlighting your experience. Your resume tells your professional story often before you have an interview with a prospective employer, so its definition and how it’s written is absolutely critical. There are two main types of … Continue reading Resume Writing Tips
When it comes to job hunting, your cover letter is your best tool to landing an interview. Many people may have job skills and experiences as good or better than your own but a cover letter is the place where you can really let an employer know who you are in a very personal way. … Continue reading Writing Cover Letters that Land Interviews
For most people, retirement planning is about as much fun as, say, poking a stick in their eye. It can also feel overwhelming if you’re not well versed in financial matters. That’s why it’s very important for you to feel not only that your retirement planner or 401(k) is knowledgeable and experienced, but that you feel … Continue reading Quick Guide to Choosing a 401k Advisor
Once you retire, you might have fantasies of getting into all kinds of life activities which you’ve long postponed or you might fear an anticipated loss of income, life purpose or activity. Retirement is can be a time of renewal or reinvention. The choice of lifestyle belongs to you. If you’re not certain about how … Continue reading Retirement Lifestyle: A Time for Pursuit of Passion
How much money do I need to retire is the question everybody wonders about. The right answer is down to lifestyle and how much you need to service that lifestyle. If you need $100,000 per year to live then the amount of money you need to retire is far greater than if you need $50,000 … Continue reading How much Money do I need to Retire?
Consider the situation of a newly married couple. They have some savings but also have substantial credit card outstanding. They are planning to buy an apartment. How should they go about it? Should they pay off a portion of credit card outstanding first and then go for a low interest home loan? If they decide … Continue reading Optimizing Capital Structure
When talking about bonds (especially when buying them) you have to take into consideration the yield of the bond. Simply put, a bond’s yield shows the relationship of the investment and the income. For the sake of comparability yield is always shown as an annualized (yearly) percentage. Current YieldAlthough we may know the coupon rate … Continue reading Bonds: Calculating Yield
A bond is a type of debt security, where the issuer owes the holders a debt and is obligated to pay the coupon rate and face value back, together with other obligations, stated in the terms. This is the technical definition of bonds. Here we will help you familiarize yourself with the terms used in … Continue reading Bonds: An Introduction
Definition An annuity is a series of payments required to be made or received over time at regular intervals. The most common payment intervals are yearly (once a year), semi-annually (twice a year), quarterly (four times a year), and monthly (once a month). Some examples of annuities: Mortgages, Car payments, Rent, Pension fund payments, Insurance … Continue reading Calculating Different Types of Annuities
Time exerts the greatest influence on your investment portfolio than any other force. Through the power of compounding, a small amount of money over time can grow into a substantial sum. Compounding is an investor’s best friend. Investments can increase in value over time – and the longer the time frame, the greater the value. … Continue reading The Power of Compounding – Interest Examples
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