A comprehensive financial plan will also include record keeping. This is something often neglected but yet more important than most people realize. Essentially, you need a system in place for monitoring and managing your finances that is both comprehensive and easy to understand and most importantly reviewable. What method you use to do this is up to you. You … Continue reading Personal Record Keeping and Financial Planning
There is a simple decision that every investor must make at some point. The decision is whether or not to manage their own investments or let somebody do it for them. Whatever decision you make it is helpful to know some of the basic investment principles that help mitigate your risk and maximize your return. Investing can … Continue reading Managing Money Yourself
You might think that you don’t need a financial planner. Many people are convinced that they can do their own research, come to their own decisions and decide the best way to invest or use their money. That might true for you. But unless you are knowledgeable about both the legal and financial consequences of … Continue reading Choosing a Financial Planner
Investing in the stock market is a very simple thing to some. You buy an investment like you buy a product at a shop. So why is it important to choose a stockbroker that is right for you? A stockbroker is the equivalent of a personal shopping assistant. They know your preferences, your likes, your dislikes, … Continue reading Which Stock Broker Should I Choose?
Before gaining knowledge on how can financial planners help you reach your financial goals, you need to understand what is meant by personal financial planning. In order to achieve your financial goals, you need a plan just as a start-up requires a business plan to raise capital and succeed in business. A personal financial plan … Continue reading How can a Financial Planner Help me?
An annuity may seem like something only the very wealthy venture into. It may seem too complex to be a part of your family financial plan. In reality an annuity can be a great savings option for anyone who would like to make the most of their long term savings that on their own don’t … Continue reading Annuity Basics: Understanding how Annuities Work for You
The primary precious metals could be called the grandfathers of investing. It was the hoarding of gold, silver and to a lesser extent other metals that gave rise to the concept of “brokers” and “markets”. Eventually the demand for these metals gave rise to the concept of currency, which was based on metals, which were held in … Continue reading Investing in Precious Metals
Derivatives are the esoteric equivalent of the mystery religions of the financial world. Though many invest in them and talk about them few actually understand them and those that do are often hard to understand. Derivatives can be confusing but they are not near as complicated as one might think. For starters, let’s look at the a … Continue reading Derivatives: An Introduction to Options
Investing internationally often offers the potential for tremendous returns as compared to US investments while at the same time exposing the unprepared investor to potentially large losses. Of course, as with anything the devil is in the details. So whether there is profit potential or loss potential depends on the country involved as well as the actual … Continue reading Investing Internationally
A discussion of debentures is not complete without discussing corporate bonds. Corporate bonds provide the more conservative investor a worthwhile compromise between the higher risk equity securities and the various conservative government debentures. There are two aspects to corporate bonds that are important for investors. These two aspects are risk and term of maturity. Risk and Return … Continue reading A General Overview Corporate Bonds
Micro caps stocks, or stocks for companies with market capitalization of under $300 million, often represent excellent investment opportunities with above-average returns. Investing with Mutual Funds Often, these stocks are underrepresented in institutional portfolios. There are a handful of micro cap funds however, which invest exclusively in these types of stocks, and these funds often … Continue reading Investing in Micro Cap Stocks
The stock market is the primary place of investment for most people. It is viewed by some as the forum where big money can be earned and to not invest in the stock market would be ridiculous. Stock markets are places where people can buy shares in publicly listed companies. This represents a small portion … Continue reading What is Private Equity Investing?
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