Learn about payments, checks, and every major Social Security change coming in 2026, from new COLA increases and Medicare costs to the full retirement age and earnings limits. Discover how these updates could affect your benefits, taxes, and eligibility so you can prepare early and protect your check.
In today’s update, you’ll learn about all the major Social Security changes taking effect in 2026, including the 2.8% COLA increase, rising Medicare costs, and the full retirement age officially reaching 67. It also explains new earnings limits for working retirees, higher payroll tax caps, and updates to disability and SSI rules. The video covers the ongoing trust fund shortfall, potential benefit cuts by 2033, and a proposed $2,000 stimulus plan. You’ll also hear about the end of paper checks, key Medicare enrollment changes, and what these shifts mean for retirees, workers, and people on disability. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. It’s a must-watch for anyone who wants to protect their Social Security benefits and understand what’s ahead in 2026.
Social Security 2026: New Rules & Changes You NEED to Prepare For
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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.
If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.
