Social Security Update: Shutdown Delays & Future Check Increases


Learn how the government shutdown is delaying the Social Security COLA increase announcement and what it means for your benefits next year. Discover how staff cuts, rising Medicare costs, and inflation are shaping the future of payments millions rely on.

In today’s update, learn what’s happening with Social Security payments during the ongoing government shutdown, including how the delay affects the 2026 cost-of-living adjustment (COLA), benefit schedules, and Medicare premiums. Understand why the COLA announcement was pushed back, what the expected increase means for retirees, and how government staff cuts and political debates are adding pressure to the Social Security system. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. This update explains the connection between inflation, rising healthcare costs, and your benefits, helping you stay informed about the shutdown’s real impact on Social Security recipients across the country.

Social Security Update: Shutdown Delays & Future Check Increases

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Investing and Financial Planning, Retirement

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