A check is a written order to pay someone a specific amount of money on a certain date. Here are the basic steps of how to properly write out a personal check with dollars and cents. STEP 1 DATE Today’s date. Include the month, day, and year. STEP 2 PAY TO The name … Continue reading How to Properly Write a Check: Basic Step by Step Instructions
Category: Personal Finance
Banking Terminology Abbreviations
Here are some not so common terms and abbreviations used in the banking industry.
Going Beyond the Thank-You for Donor Appreciation and Recognition
Are you helping to raise money for a good cause? If so, you might believe your job is to raise funds but really your job is to be a “friend raiser”. Donors are indeed the “friends” of any charitable group or organization. So here are five ideas on how to go beyond the standard “thank … Continue reading Going Beyond the Thank-You for Donor Appreciation and Recognition
Finding the Hidden Donor
Are you attempting to raise money for a local charity? Were you asked to organize the rummage sale, auction, charity walk or other special event? Typically, organizations attempt to sell services or products to those who use or need their services as a way to raise funds. That’s a tried and true approach, but even … Continue reading Finding the Hidden Donor
Getting Grant Funding: Dollars in your Backyard
Are you worn out by trying to raise money for a good cause with bake sales, car washes and raffles? There’s another way to go about raising money for a good cause, which is to find free grant money. Free Grant Money What is grant money?Grant money is funding provided by a federal, state, local … Continue reading Getting Grant Funding: Dollars in your Backyard
How the Check 21 Banking Law affects Customers
The Check Clearing for the 21st Century (Check 21) Act affects banking customers throughout the United States, potentially making them vulnerable to extra bank fees — and worse, unintentionally bounced checks. This Act, designed to benefit the banking industry, is actually testament to the ongoing march of automation in the banking business, and outside of … Continue reading How the Check 21 Banking Law affects Customers
Important Queries Before Opening a Bank Account
Before you open a bank account, it’s really important that you choose your bank very carefully. You need to exercise great caution while choosing a bank. But don’t worry, the process is quite simple if you can get the answers to some important questions. It will surely help you in selecting a bank with good … Continue reading Important Queries Before Opening a Bank Account
How to Cut Banking Fees
Your banking expenditures are increasing everyday. You need to cut banking costs. While most people use a bank account to save money, some of your hard earned money is usually taken by the bank in the form of monthly fee or maintenance charges. Here is some advice and tips on reducing the fees you are … Continue reading How to Cut Banking Fees
The Benefits of Banking Online
How many drawers did you have to look through to find a bank statement the last time you needed one? Chances are you did not lay your hands on it as readily as you would have liked. If that is a familiar scenario in your home, help has arrived in the form of online banking. … Continue reading The Benefits of Banking Online
Finding the Right Bank Account — Evaluating Alternatives
Finding the right bank account seems to be very difficult. Many people have several checking and savings accounts running simultaneously with no actual benefit. It would be better than have one efficient checking account and one efficient savings account running and then you don’t have to worry anymore about your day-to-day banking. There are two … Continue reading Finding the Right Bank Account — Evaluating Alternatives