Category: Debt & Credit

Understanding debt and credit is crucial for maintaining good financial health, and seeking help if necessary is important. By following practical tips and advice, and managing debt and building credit through responsible financial practices, individuals can improve their financial standing and achieve their goals.

Picking the Best Credit Card

If you are like two-thirds of the population, you have no intention whatsoever of making repayment of your credit card in full at the end of each statement period, then the choice of credit card that you make will likely have a large impact on how you manage your credit card debt. As such, making … Continue reading Picking the Best Credit Card

Reducing your Credit Card Debt

These days, it is very common for people to max out on their credit cards and other sources of debt. The more you seem to use your credit cards and build debt, the more new credit card offers you receive. As the debt builds, it gets more and more difficult to eliminate. Larger debt means paying higher … Continue reading Reducing your Credit Card Debt



Understanding Credit

It would be difficult to imagine how the modern world could operate without the sophisticated facilities for borrowing and lending money that most people take for granted. Businesses, investors, and ordinary families depend on credit arrangements in the form of loans and credit cards for their day-to-day operations, and banks and other financial institutions make … Continue reading Understanding Credit






Creating a Debt List

We have discussed a wish list as an important aspect of financial planning but there is another list just as important. This article focuses on the opposite of the wish list, the debt list. The debt list is just as important as the wish list and therefore just as much attention should be paid to it though … Continue reading Creating a Debt List