Social Security Checks: November 2025 Payment Schedule UPDATE

Learn what’s going wrong with Medicare’s new plan portal and how it’s confusing seniors during open enrollment. Learn how to protect yourself from wrong plan information, rising costs, and network errors before it’s too late.

In today’s update, learn how the new Medicare Plan Finder portal, launched as part of a modernization effort, is creating confusion for millions of seniors. This guide explains how portal errors, inaccurate doctor listings, and plan mismatches can lead to unexpected costs and enrollment mistakes. Understand what the Centers for Medicare and Medicaid Services (CMS) is doing to fix these issues, how the Special Enrollment Period works, and what to double-check before finalizing your Medicare Advantage or Part D drug plan. Discover why major insurers are cutting benefits, increasing premiums, and how these changes affect seniors nationwide. This is essential information for anyone enrolling in Medicare or helping a loved one navigate coverage decisions in 2025–2026.

Social Security Checks: November 2025 Payment Schedule UPDATE

🆓Help finding a Medicare plan is ALWAYS FREE! Call 615-639-1937 for our Medicare partner, Chapter Medicare or click here

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Economy & Politics, Investing and Financial Planning, Retirement
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They’re Charging $17 for THIS – Still Think Inflation’s Over?

Learn what’s going wrong with Medicare’s new plan portal and how it’s confusing seniors during open enrollment. Learn how to protect yourself from wrong plan information, rising costs, and network errors before it’s too late.

In today’s update, learn how the new Medicare Plan Finder portal, launched as part of a modernization effort, is creating confusion for millions of seniors. This guide explains how portal errors, inaccurate doctor listings, and plan mismatches can lead to unexpected costs and enrollment mistakes. Understand what the Centers for Medicare and Medicaid Services (CMS) is doing to fix these issues, how the Special Enrollment Period works, and what to double-check before finalizing your Medicare Advantage or Part D drug plan. Discover why major insurers are cutting benefits, increasing premiums, and how these changes affect seniors nationwide. This is essential information for anyone enrolling in Medicare or helping a loved one navigate coverage decisions in 2025–2026.

They’re Charging $17 for THIS – Still Think Inflation’s Over?

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Budgeting, Economy & Politics, Financial Planning, Saving Money
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Medicare 2026 Warning: Major Mistakes in the New Plan Finder

Learn what’s going wrong with Medicare’s new plan portal and how it’s confusing seniors during open enrollment. Learn how to protect yourself from wrong plan information, rising costs, and network errors before it’s too late.

In today’s update, learn how the new Medicare Plan Finder portal, launched as part of a modernization effort, is creating confusion for millions of seniors. This guide explains how portal errors, inaccurate doctor listings, and plan mismatches can lead to unexpected costs and enrollment mistakes. Understand what the Centers for Medicare and Medicaid Services (CMS) is doing to fix these issues, how the Special Enrollment Period works, and what to double-check before finalizing your Medicare Advantage or Part D drug plan. Discover why major insurers are cutting benefits, increasing premiums, and how these changes affect seniors nationwide. This is essential information for anyone enrolling in Medicare or helping a loved one navigate coverage decisions in 2025–2026.

Medicare 2026 Warning: Major Mistakes in the New Plan Finder

🆓Help finding a Medicare plan is ALWAYS FREE! Call 615-639-1937 for our Medicare partner, Chapter Medicare or click here

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Health Insurance, Insurance, Investing and Financial Planning, Retirement
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Social Security Update: Shutdown Delays & Future Check Increases

Learn how the government shutdown is delaying the Social Security COLA increase announcement and what it means for your benefits next year. Discover how staff cuts, rising Medicare costs, and inflation are shaping the future of payments millions rely on.

In today’s update, learn what’s happening with Social Security payments during the ongoing government shutdown, including how the delay affects the 2026 cost-of-living adjustment (COLA), benefit schedules, and Medicare premiums. Understand why the COLA announcement was pushed back, what the expected increase means for retirees, and how government staff cuts and political debates are adding pressure to the Social Security system. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. This update explains the connection between inflation, rising healthcare costs, and your benefits, helping you stay informed about the shutdown’s real impact on Social Security recipients across the country.

Social Security Update: Shutdown Delays & Future Check Increases

🆓Help finding a Medicare plan is ALWAYS FREE! Call 615-639-1937 for our Medicare partner, Chapter Medicare or click here

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Investing and Financial Planning, Retirement
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No Budget, No Pay: Why Congress Might Finally Lose Their Paychecks

Learn how the No Budget, No Pay Act would stop lawmakers from getting paid when Congress fails to pass the federal budget. Learn why this bipartisan bill could finally bring real accountability to Washington and connect political responsibility with financial consequences.

In today’s update, we explain the No Budget, No Pay Act, a new bipartisan bill that would stop congressional pay if lawmakers fail to pass the federal budget on time. You’ll learn how the law works, what deadlines it sets, and why it connects government shutdowns to accountability. The discussion covers the 27th Amendment, government pay freezes, and real consequences for lawmakers during budget gridlock. You’ll also hear how this proposal ties into public frustration with shutdowns, missed deadlines, and political inaction. It’s an easy-to-follow breakdown of how the new bill could make Congress more responsible, transparent, and aligned with everyday workers who lose income when government stops working.

No Budget, No Pay: Why Congress Might Finally Lose Their Paychecks

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Economy & Politics, Investing and Financial Planning
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Medicare Open Enrollment Starts Now: What You Need to Know for 2026

Learn what’s changing with Medicare Open Enrollment for 2025–2026, including plan updates, premium shifts, and new drug pricing rules. Learn how to review your coverage, avoid hidden costs, and choose a plan that fits your healthcare needs.

In today’s update, Medicare Open Enrollment is here, and millions of Americans can review or change their plans before December 7. This guide explains how to compare your Medicare Advantage and Part D plans, understand new 2026 changes, and avoid costly mistakes. You’ll learn about updates to premiums, deductibles, drug price negotiations, and telehealth access, as well as tips for preventing scams and delays. Find out why fewer plans could mean higher quality, how to use Medicare’s Plan Finder tool, and what to do if your current plan ends. This overview helps you make smart, confident choices to protect your healthcare coverage, manage your budget, and stay informed about the latest Medicare policies for 2026.

Medicare Open Enrollment Starts Now: What You Need to Know for 2026

🆓Help finding a Medicare plan is ALWAYS FREE! Call 615-639-1937 for our Medicare partner, Chapter Medicare or click here

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Health, Health Insurance, Insurance, Investing and Financial Planning, Retirement
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BREAKING: Social Security Increase Date Finally Confirmed!

Learn why the 2026 Social Security COLA announcement was delayed and when the new official date is confirmed. Learn how inflation, tariffs, and the government shutdown are shaping your benefit increase and what to expect from your check in the months ahead.

In today’s update, we explain the new Social Security COLA announcement date, why it was delayed during the government shutdown, and what the 2026 cost-of-living adjustment means for your monthly benefits. You’ll learn how the COLA is calculated using the CPI-W, the impact of rising inflation and tariffs on your increase, and how Medicare premiums could affect your final payment. The update also covers what services are paused during the shutdown, what to expect from the SSA’s timeline, and how these changes affect retirees, seniors, and anyone depending on fixed income. This impacts retirees including SSI (Supplemental Security Income), SSDI (Social Security Disability Insurance), survivors, VA, and spousal benefits. It’s a clear guide to help you understand how this year’s Social Security increase works, when to expect it, and how to plan for the months ahead.

BREAKING: Social Security Increase Date Finally Confirmed!

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Investing and Financial Planning, Retirement
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IRS Announces NEW 2026 Tax Brackets – Here’s What It Means for You

Learn how the IRS’s 2026 tax bracket changes and inflation adjustments could affect your income, savings, and investments. Understand the new deduction limits, rate thresholds, and credits that shape how much you’ll pay next year.

In today’s update, learn about the IRS 2026 federal income tax bracket updates, new standard deduction amounts, and the latest changes to capital gains, child tax credits, and estate limits. Understand how inflation adjustments shift income thresholds, prevent bracket creep, and impact your take-home pay. Discover what the new $16,100 and $32,200 standard deductions mean for single and married filers, and how capital gains thresholds and estate tax exclusions have increased. This breakdown also covers the unchanged 37% top rate, new SALT deduction limits, and smaller rule changes for families, investors, and retirees. These key updates will help you plan smarter for taxes, savings, and income management in 2026.

IRS Announces NEW 2026 Tax Brackets – Here’s What It Means for You

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

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Social Security ALERT: New Supreme Court Scam Warning

Learn how scammers are using fake Supreme Court documents to target Social Security recipients and steal personal information. Learn how to spot the warning signs, stay calm, and protect your benefits from these increasingly realistic scams.

This Social Security update explains the alarming new Supreme Court scam targeting Americans in 2025. You’ll learn how fraudsters are using fake Supreme Court letters, forged signatures, and legal-sounding language to steal money and personal information. The scam falsely claims your Social Security Number is suspended and your bank accounts are frozen under court order. The discussion includes how scammers use AI voice cloning, fake documents, and fear tactics to appear legitimate. Viewers will understand how to spot red flags, verify real government communication, and protect themselves from identity theft and financial loss. This guide also highlights the government’s response, new fraud prevention tools, and practical steps seniors and Social Security beneficiaries can take to stay safe.

Social Security ALERT: New Supreme Court Scam Warning

🆓Help finding a Medicare plan is ALWAYS FREE! Call 615-639-1937 for our Medicare partner, Chapter Medicare or click here

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Investing and Financial Planning, Retirement
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NEW Medicare 2026 Handbook: The Big Changes Explained Clearly

Learn how the official Medicare 2026 Handbook’s major changes — from drug caps to plan cuts — will impact your coverage and costs. Get clear guidance on what rights and risks you need to watch for heading into open enrollment.

You’ll learn what the new Medicare 2026 Handbook means: the $2,100 prescription cap, the new payment-plan option, how Medicare Advantage plans are being cut back, and what your rights are if your current plan disappears. You’ll also get clarity on Medigap switching rights, Part D penalties, and why experts say “Marry your Medigap, date your drug plan.” This gives you confidence to review your coverage and make decisions based on what really matters for 2026.

NEW Medicare 2026 Handbook: The Big Changes Explained Clearly

🆓Help finding a Medicare plan is ALWAYS FREE! Call 615-639-1937 for our Medicare partner, Chapter Medicare or click here

Lesson Resource


Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 615-639-1937. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691).
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Categories Health, Health Insurance, Insurance, Investing and Financial Planning, Retirement
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Trump May Invoke the Insurrection Act – What Happens Next?

Learn what the Insurrection Act really allows and why President Trump’s recent remarks about using it are sparking national debate. Learn how this old law could affect military power, state authority, and your constitutional rights.

In today’s news update, we explain what the Insurrection Act is, how it gives the president the power to use the military on U.S. soil, and why President Trump’s comments about possibly invoking it are creating debate. You’ll learn how the law works, when it’s been used in the past, what legal experts are saying now, and what this could mean for states, citizens, and future presidents. The discussion covers presidential authority, law enforcement limits, martial law concerns, and the ongoing tension between federal and state power. It helps you understand the balance between order, freedom, and political control in today’s America.

Trump May Invoke the Insurrection Act – What Happens Next?

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Economy & Politics, Investing and Financial Planning
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BREAKING: Social Security Chief Takes Control of the IRS — Payment & Refund Changes?

Learn why one person now leads both the IRS and Social Security, and how this could change how your taxes and benefits are handled. Learn what this historic move means for government efficiency, accountability, and everyday Americans.

In today’s news update, we explain why Treasury Secretary Scott Bessent appointed Social Security Commissioner Frank Bisignano as the first CEO of the IRS. You’ll learn how one person now leads both the IRS and the Social Security Administration, why this is historic, and what it means for your taxes, benefits, and trust in government systems. The discussion covers staffing cuts, efficiency goals, the upcoming 2026 tax season, Trump’s One Big Beautiful Bill, and concerns about public service quality. It also explores the risks, challenges, and possible benefits of merging leadership between two of the most important agencies in America.

BREAKING: Social Security Chief Takes Control of the IRS — Payment & Refund Changes?

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Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances.

Categories Economy & Politics, Investing and Financial Planning, Retirement, Taxes
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